Blog

Every year thousands of Aussie families flush their hard earned dollars down the gurgler because they put off the simple act of refinancing their mortgage. If you’re overdue, rest assured that it’s much easier than you may think! While there are no hard rules about...

Sure, the value of the average Australian home may have fallen for nine consecutive months, but it’s far from doom and gloom. Let’s put it all in a bit of perspective. It’s easy to see a headline such as “Australian dwelling values fall for the ninth consecutive...

There are two kinds of debt in this world: the kind that is tax deductible and the kind that isn’t. Knowing the difference, and planning your purchases accordingly, can significantly improve your cashflow, opportunities and overall financial position. So what makes...

So you’ve found the ideal property and it’s time to source finance? Here’s how to play your cards right and get a great home loan deal sorted before the settlement date. Educating the kids, wedding planning, plumbing – there are some things in life that are better...

They grow up so fast. One minute they’re nagging you for a dollhouse, the next, it’s for help buying a two bedroom unit in an up-and-coming suburb. If you always find it hard to say ‘no’ to your kids, here’s how to say ‘yes’ the right way. You’ve probably heard your...

So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way. One of the most common questions we get asked is when and how to make the deposits on a new property. And for...

In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world. When you buy or sell a property you go through a ‘settlement...

Seen an offer along the lines of: ‘Drive away, 0% finance to pay’? Well, like most things in life, when it sounds too good to be true, it probably is. Finance offers like 0% (or other low interest rates) for new cars exist for a reason: the seller wants you to put the...

For most first home buyers, the property market can seem like a tough nut to crack. But today we’ll look at a new super scheme that makes it a whole lot easier to save for a deposit. Heard of the First Home Super Saver (FHSS) scheme? No? Fair enough, it hasn’t been...

Purchases don’t come much bigger than buying a new home. So it surprised me to discover that most homebuyers spend more time watching one Netflix episode than they do inspecting a property. This survey of 1,000 Aussie property owners makes for startling...

You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture. Paying off a mortgage is one of the biggest financial challenges you and your family will ever tackle. And it isn’t easy –...

Umming and ahhing over what brand to buy? A five-star rating score may sound like a great way to decide, but who is doing the rating, and what do those stars actually mean? Making a purchase can be intimidating – especially when there’s hundreds of dollars at stake....